“Unlocking True Financial Freedom, One Step at a Time”

Episodes

June 2, 2025

Social Security Overpayment Withholding Rate: 50% Update April 2025

Effective spring 2025, the Social Security Administration changed its overpayment rule to reduce financial hardship. The default withholding rate is now automatically 10% of your monthly benefit, a significant decrease from the previous 100% default. The 50% rate does not apply to regular monthly c…

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May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Defaulting on federal student loans can lead to the government garnishing your Social Security benefits. Up to 15% of your monthly payment can be allocated to repay the debt, provided that your benefit is not reduced to less than $750 per month. This guide likely explains how to prevent this and of…

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May 26, 2025

Empowering Your Finance: A Guide to Financial Education

"Financial Education: Your Guide from The Road to Financial Empowerment" serves as the first step toward financial independence. It defines true empowerment not just as having wealth, but as gaining the knowledge and confidence to make smart financial decisions. The guide focuses on core principles…

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May 25, 2025

The Road to Financial Empowerment Podcast Introduction

Hosted by Darnell Frazier, the new "Road to Financial Empowerment" podcast aims to unlock true financial freedom for its listeners. The show offers practical and inspirational strategies for budgeting, saving, investing, and eliminating debt. Uniquely combining conventional financial advice with fa…

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