Host & Founder
Darnell Frazier RFC®, CPRS™, CCFC, CFEI®
Founder & CEO, Empowering Your Finance LLC
Host of The Road to Financial Empowerment Podcast
Financial Educator & Financial Coach
Helping You Understand Money, Protect Your Income & Build Long-Term Financial Freedom
About the Host
Darnell Frazier is a Registered Financial Consultant with four professional designations and active membership in five financial industry organizations. He founded Empowering Your Finance LLC to give working professionals the structured money education they were never taught — on budgeting, saving, debt and credit, investing, and retirement.
His teaching style is plain. No jargon. No hype. No fear tactics. Just clear personal finance education taught from a stewardship-first point of view, grounded in the belief that disciplined money habits create lasting independence.
On The Road to Financial Empowerment, Darnell breaks apart one real financial question each week. How do you survive a student loan garnishment? What happens to your money if the FDIC changes? Can you actually afford to retire on what you have saved? Each episode is short enough for your commute and direct enough to put one new financial tool in your hands before the credits roll.
Professional Credentials
Each designation represents a specific area of training and a specific issuing authority. Together they give Darnell the credential coverage to teach across the full personal finance picture.
RFC® — Registered Financial Consultant
Issued by the International Association of Registered Financial Consultants (IARFC).
The RFC® recognizes financial professionals who meet specific standards in education, examination, experience, licensing, and ethics. It is the foundational financial consulting credential, signaling competency to advise across planning disciplines.
CPRS™ — Certified Personal Retirement Specialist
Issued through the University of Georgia's Terry College of Business — Executive Education program.
The CPRS™ trains advisors on retirement income strategy, Social Security planning, tax-efficient distribution, and asset protection for individuals preparing for or already living in retirement.
CCFC — Certified College Financial Consultant
Issued by the American Institute of Certified College Financial Consultants (AICCFC).
The CCFC focuses on college funding strategy, financial aid planning, 529 plan selection, FAFSA filing, and helping families pay for higher education without sacrificing retirement savings.
CFEI® — Certified Financial Education Instructor
Issued by the National Financial Educators Council (NFEC).
The CFEI® certifies instructors to teach personal finance to youth, adults, and underserved communities using research-based curriculum and adult-learning methods.
Professional Affiliations
- IARFC — International Association of Registered Financial Consultants
- AICCFC — American Institute of Certified College Financial Consultants
- FPA — Financial Planning Association
- AFCPE — Association for Financial Counseling and Planning Education
- NFEC — National Financial Educators Council
About the Podcast
The Road to Financial Empowerment is a weekly financial education podcast for working professionals who want disciplined growth and long-term independence. Each episode covers one money topic in depth — student loans, retirement planning, banking and FDIC safety, college funding, credit and debt strategy, Social Security, tax law changes, and the financial decisions that shape ordinary American life.
New episodes drop every week. Tagline: Unlocking True Financial Freedom, One Step at a Time.
The Mission
Empowering Your Finance was built on a simple idea: working Americans deserve the same financial education that wealthy families have had access to for generations. Most personal finance content is either too generic to apply or too technical to follow. This show is the middle ground — practical money education taught by a credentialed financial educator, delivered in language a 9th grader can understand.
Let's Grow Financially Together.
Continue the Conversation
This podcast and the content on this page are for educational purposes only and do not constitute financial, investment, tax, or legal advice. Always consult a qualified professional regarding your specific situation.
The content, research, and financial strategy in every episode of The Road to Financial Empowerment come directly from Darnell Frazier, RFC®, CPRS™, CCFC, CFEI®, Founder and CEO of Empowering Your Finance LLC.
Episode narration is delivered by AI-generated male and female voices through Google's NotebookLM, an AI audio platform that turns written content into spoken audio. This is a production choice — not a substitute for expertise.
The words are Darnell's. The voices are AI.
