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Retirement Planning Episodes
Start your retirement planning journey today! Learn essential strategies for retirement savings, understand your 401 (k) and IRA options, plan for retirement income, and explore retirement investments. Discover how social security fits into your strategy and how to achieve financial security in retirement.
Can You Afford to Retire? Retirement is not just about reaching a certain age — it’s about reaching financial readiness. In this episode of The Road to Financial Empowerment, we break down the essential components of retirement planning and help you evaluate whether you are truly prepared for long-term financial stability. Whether you are approaching retirement or already retired, understanding your income sources and financial habits is critical. What You’ll Learn • What retirement plannin...
Why Is Social Security Withholding 50% of Benefits? The Social Security Administration (SSA) has updated its overpayment recovery rules. As of April 25, 2025, the default withholding rate for certain Social Security overpayments has been reduced from 100% to 50% for new Title II overpayment notices. While this is an improvement from a full 100% withholding, losing half of a monthly benefit can still create serious financial strain. This episode explains what changed — and what you should do ...