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Student Loan Default Episodes

Facing challenges with your student loans? This category sheds light on student loan default: what it entails, the severe consequences, and, crucially, the steps you can take to understand your options and embark on the path back to financial stability. Don't let default define your future—find empowerment through information and action.
June 11, 2025

Student Loan Garnishment Resumes 2025: A Guide

Student Loan Garnishment Resume! The discussion focused on the resumption of student loan garnishment in 2025, with the Department of Education set to restart collections on May 5, 2025. Over $1.6 trillion in federal student loan debt affects 42.7 million borrowers, including 5.3 million in default…

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May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Defaulting on federal student loans can lead to the government garnishing your Social Security benefits. Up to 15% of your monthly payment can be allocated to repay the debt, provided that your benefit is not reduced to less than $750 per month. This guide likely explains how to prevent this and of…

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