“Unlocking True Financial Freedom, One Step at a Time”

Student Loan Episodes

Take control of your student loan planning and tackle student loan debt. Learn effective student loan repayment strategies and explore student loan consolidation options. Understand the difference between federal student loans and private student loans. Discover pathways to student loan forgiveness and achieve debt management for student loans.
June 11, 2025

Student Loan Garnishment Resumes 2025: A Guide

Student Loan Garnishment Resume! The discussion focused on the resumption of student loan garnishment in 2025, with the Department of Education set to restart collections on May 5, 2025. Over $1.6 trillion in federal student loan debt affects 42.7 million borrowers, including 5.3 million in default…

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May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Defaulting on federal student loans can lead to the government garnishing your Social Security benefits. Up to 15% of your monthly payment can be allocated to repay the debt, provided that your benefit is not reduced to less than $750 per month. This guide likely explains how to prevent this and of…

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