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Social Security Episodes

Understand and optimize your social security planning. Learn about social security benefits, retirement benefits, and how social security works. Discover strategies for claiming Social Security and understanding the rules. Maximize your social security retirement income and plan your future effectively.
July 18, 2025

Retirement Planning: Can You Afford to Retire

Welcome to "Retirement Planning: Can You Afford to Retire?" – where we explore how to plan well, retire well, and live well . This episode explores the essential question: "Can You Afford To Retire?" Achieving a comfortable r...

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June 2, 2025

Social Security Overpayment Withholding Rate: 50% Update April 2025

Effective spring 2025, the Social Security Administration changed its overpayment rule to reduce financial hardship. The default withholding rate is now automatically 10% of your monthly benefit, a significant decrease from the previous 100% default. The 50% rate does not apply to regular monthly c…

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May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Defaulting on federal student loans can lead to the government garnishing your Social Security benefits. Up to 15% of your monthly payment can be allocated to repay the debt, provided that your benefit is not reduced to less than $750 per month. This guide likely explains how to prevent this and of…

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