How To Episodes

Can Defaulted Student Loans Reduce Your Social Security? Yes — and many retirees are finding out the hard way. After the pandemic pause ended, federal student loan collections resumed. Through the Treasury Offset Program (TOP), the government can withhold up to 15% of your monthly Social Security benefit. In some cases, that can leave recipients with as little as $750 per month. This episode explains what’s happening — and what you can do immediately to protect your income. What You’ll Lear...