“Unlocking True Financial Freedom, One Step at a Time”
The Road to Financial Empowerment

The Road to Financial Empowerment

Welcome to The Road to Financial Empowerment, "Unlocking True Financial Freedom, One Step at a Time."

This podcast equips you with the tools, strategies, and wisdom to transform your finances and future. Whether you're just starting or rebuilding after setbacks, every episode is designed to inspire, educate, and empower.

Powered by EmpoweringYourFinance.com, this podcast is your weekly guide to eliminating debt, mastering budgeting, building wealth, and unlocking God-given financial purpose—without fluff, fear, or hype.

Being financially educated means you know how you spend your money and have a plan for what and where you spend it; however, being financially empowered means you have control.

"Empowering Your Finance is the most comprehensive financial empowerment platform for financial education and planning resources."

Real strategies. Real results. Real empowerment.

Recent Episodes

July 18, 2025

Retirement Planning: Can You Afford to Retire

Welcome to "Retirement Planning: Can You Afford to Retire?" – where we explore how to plan well, retire well, and live well . This episode explores the essential question: "Can You Afford To Retire?" Achieving a comfortable r...
July 12, 2025

Trump's "Big, Beautiful Bill": What It Means for Your Taxes, Healthcare, and Future Finances

Trump's "Big, Beautiful Bill" (887 pages) passed Congress (218-214 in the House, 51-50 in the Senate) and was signed. It permanently extends most 2017 tax cuts , mainly benefiting the wealthy. It adds $3.3-$ 3.4 trillion to t...
June 11, 2025

Student Loan Garnishment Resumes 2025: A Guide

Student Loan Garnishment Resume! The discussion focused on the resumption of student loan garnishment in 2025, with the Department of Education set to restart collections on May 5, 2025. Over $1.6 trillion in federal student loan debt affects 42.7 million borrowers, including 5.3 million in default…
June 2, 2025

Social Security Overpayment Withholding Rate: 50% Update April 2025

Effective spring 2025, the Social Security Administration changed its overpayment rule to reduce financial hardship. The default withholding rate is now automatically 10% of your monthly benefit, a significant decrease from the previous 100% default. The 50% rate does not apply to regular monthly c…
May 30, 2025

Social Security Benefit Cuts: Your Guide to Defaulted Student Loans

Defaulting on federal student loans can lead to the government garnishing your Social Security benefits. Up to 15% of your monthly payment can be allocated to repay the debt, provided that your benefit is not reduced to less than $750 per month. This guide likely explains how to prevent this and of…
May 26, 2025

Empowering Your Finance: A Guide to Financial Education

"Financial Education: Your Guide from The Road to Financial Empowerment" serves as the first step toward financial independence. It defines true empowerment not just as having wealth, but as gaining the knowledge and confidence to make smart financial decisions. The guide focuses on core principles…

Recent Blog Posts

July 18, 2025

Retirement Planning: Can You Afford to Retire?

Are you dreaming of a future where work is optional, "Can You Afford To Retire? and your days are filled with purpose, relaxation, and new experiences? Do you envision a life of "bliss" where new opportunities abound? The journey to that ideal retir…

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July 12, 2025

Trump's "Big, Beautiful Bill": What It Means for Your Taxes, Healthca…

A monumental piece of legislation just reshaped America's economic landscape. Dive deep into President Trump's "big, beautiful bill" to understand its far-reaching implications for your finances, healthcare, and the national debt. Understanding Tru…

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June 11, 2025

Student Loan Garnishment Resumes 2025: A Guide

Student Loan Garnishment Resume 2025 "After over five years of pandemic-era payment pauses and relief, federal student loan collections are officially resuming in full force. As of May 5, 2025, the Department of Education re-initiated the Treasury …

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About the Host

Darnell Frazier, , RFC®, CPRS™, CCFC, CFEI®, Finanial Educator and Finnacial Coach